Chance and Accident
The Bible does use words like "chance" and "accident". This doesn't challenge the sovereignty of God. Time and chance happen to all men (Eccl.9:11). The priest and Levite happened to come down the road to Jericho by chance (Lk.10:31,32). But, they didn't help the suffering man. The Law had provision for those who accidentally (unintentionally) commit a crime (Num.35:11). Such accidents are not necessarily preordained by God. God's sovereignty is not a doctrine that has no room for chance and accidents. Man is called to be careful and wise.